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    <title>Wake Up To Money</title>
    <link>http://odeo.com/channels/100456-Wake-Up-To-Money</link>
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    <description>Award-winning business and financial news, presented by Andrew Verity and Mickey Clark. Broadcast live every weekday morning at 5.30am on BBC Radio 5 live.</description>
    <itunes:summary>Award-winning business and financial news, presented by Andrew Verity and Mickey Clark. Broadcast live every weekday morning at 5.30am on BBC Radio 5 live.</itunes:summary>
    <itunes:subtitle>Award-winning business and financial news, presented by Andrew Verity and Mickey Clark. Broadcast live every weekday morning at 5.30am on BBC Radio 5 live.</itunes:subtitle>
    <language>en-gb</language>
    <ttl>40</ttl>
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    <pubDate>Sun, 06 Dec 2009 22:09:00 -0800</pubDate>
    <lastBuildDate>Sun, 06 Dec 2009 22:09:00 -0800</lastBuildDate>
    <category>Business</category>
    <itunes:category text="Business"/>
    <item>
      <title>Money: Super Tax - 7th Dec 09</title>
      <link>http://odeo.com/episodes/25502638-Money-Super-Tax-7th-Dec-09</link>
      <description>Bankers are set to face a crackdown on their bonuses with a brand new super tax but will it make bankers think twice about taking unnecessary risks? In a couple of hours time the energy regulator OFGEM is releasing two reports that could mean a hike in our annual electricity bills. And Nestle unveils plans to start going Fairtrade from next year.</description>
      <itunes:subtitle>Bankers are set to face a crackdown on their bonuses with a brand new super tax but will it make bankers think twice about taking unnecessary risks? In a couple of hours time the energy regulator OFGEM is releasing two reports that could mean a hike in our annual electricity bills. And Nestle unveils plans to start going Fairtrade from next year.</itunes:subtitle>
      <itunes:summary>Bankers are set to face a crackdown on their bonuses with a brand new super tax but will it make bankers think twice about taking unnecessary risks? In a couple of hours time the energy regulator OFGEM is releasing two reports that could mean a hike in our annual electricity bills. And Nestle unveils plans to start going Fairtrade from next year.</itunes:summary>
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      <pubDate>Sun, 06 Dec 2009 22:09:00 -0800</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20091207-0609b.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: Car Scrappage - 4th Dec 09</title>
      <link>http://odeo.com/episodes/25490008-Money-Car-Scrappage-4th-Dec-09</link>
      <description>Andy Verity and Mickey Clark present this morning's business stories, including: With the car scrappage scheme running out of finance, how is the car industry gearing itself up for the expected drop in sales? We also look at what Global Infrastructure Partners will do with Gatwick Airport after it was sold to the company yesterday. Finally, a glut of cheap Aussie wines is forcing wineries down under to bulldoze and sell their vineyards.</description>
      <itunes:subtitle>Andy Verity and Mickey Clark present this morning's business stories, including: With the car scrappage scheme running out of finance, how is the car industry gearing itself up for the expected drop in sales? We also look at what Global Infrastructure Partners will do with Gatwick Airport after it was sold to the company yesterday. Finally, a glut of cheap Aussie wines is forcing wineries down under to bulldoze and sell their vineyards.</itunes:subtitle>
      <itunes:summary>Andy Verity and Mickey Clark present this morning's business stories, including: With the car scrappage scheme running out of finance, how is the car industry gearing itself up for the expected drop in sales? We also look at what Global Infrastructure Partners will do with Gatwick Airport after it was sold to the company yesterday. Finally, a glut of cheap Aussie wines is forcing wineries down under to bulldoze and sell their vineyards.</itunes:summary>
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      <pubDate>Thu, 03 Dec 2009 22:29:00 -0800</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20091204-0629a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: Directors Pay - 3rd Dec 09</title>
      <link>http://odeo.com/episodes/25484110-Money-Directors-Pay-3rd-Dec-09</link>
      <description>Andy Verity and Mickey Clark present this morning's business stories, including: The think tank Compass is drawing up plans for a High Pay Commission to monitor the wage gap between directors and employees. We also look at what's in store for a Congressional hearing into Ben Bernanke's appointment for a second term as chairman of the US Federal Reserve. Finally, we look at how sales are performing for the Sony Playstation which is fifteen years old.</description>
      <itunes:subtitle>Andy Verity and Mickey Clark present this morning's business stories, including: The think tank Compass is drawing up plans for a High Pay Commission to monitor the wage gap between directors and employees. We also look at what's in store for a Congressional hearing into Ben Bernanke's appointment for a second term as chairman of the US Federal Reserve. Finally, we look at how sales are performing for the Sony Playstation which is fifteen years old.</itunes:subtitle>
      <itunes:summary>Andy Verity and Mickey Clark present this morning's business stories, including: The think tank Compass is drawing up plans for a High Pay Commission to monitor the wage gap between directors and employees. We also look at what's in store for a Congressional hearing into Ben Bernanke's appointment for a second term as chairman of the US Federal Reserve. Finally, we look at how sales are performing for the Sony Playstation which is fifteen years old.</itunes:summary>
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      <pubDate>Wed, 02 Dec 2009 22:17:00 -0800</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20091203-0617a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: Smart Meters - 2nd Dec 09</title>
      <link>http://odeo.com/episodes/25477999-Money-Smart-Meters-2nd-Dec-09</link>
      <description>Andy Verity and Mickey Clark present this morning's business stories, including: The government will give more details today on the plan to give every home in the UK a smart energy meter to measure home electricity and gas consumption. Smaller companies in the UK are starting to grow again, but still need more support. We also look at what Peter Mandelson has in store for the launch of a new consultation about expanding the range of banking services available at the Post Office. Finally, the government will be setting out a new vision for Job Centres, after criticism they haven't coped with a deluge of skilled people who've lost jobs in this recession.</description>
      <itunes:subtitle>Andy Verity and Mickey Clark present this morning's business stories, including: The government will give more details today on the plan to give every home in the UK a smart energy meter to measure home electricity and gas consumption. Smaller companies in the UK are starting to grow again, but still need more support. We also look at what Peter Mandelson has in store for the launch of a new consultation about expanding the range of banking services available at the Post Office. Finally, the government will be setting out a new vision for Job Centres, after criticism they haven't coped with a deluge of skilled people who've lost jobs in this recession.</itunes:subtitle>
      <itunes:summary>Andy Verity and Mickey Clark present this morning's business stories, including: The government will give more details today on the plan to give every home in the UK a smart energy meter to measure home electricity and gas consumption. Smaller companies in the UK are starting to grow again, but still need more support. We also look at what Peter Mandelson has in store for the launch of a new consultation about expanding the range of banking services available at the Post Office. Finally, the government will be setting out a new vision for Job Centres, after criticism they haven't coped with a deluge of skilled people who've lost jobs in this recession.</itunes:summary>
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      <pubDate>Tue, 01 Dec 2009 22:59:00 -0800</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20091202-0659a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: Boardrooms - 1st Dec 09</title>
      <link>http://odeo.com/episodes/25459489-Money-Boardrooms-1st-Dec-09</link>
      <description>Shareholders should have the chance to vote out their company's chairman every year that's the latest proposal to clean up Britain's boardrooms. We speak to one of the City's best known chairmen, Sir Christopher Hogg. The Dubai government won't guarantee the debts of Dubai World. We ask what Dubai's troubles mean for other countries with big sovereign debts. And a super truck that's 83 foot long takes to the roads this morning.</description>
      <itunes:subtitle>Shareholders should have the chance to vote out their company's chairman every year that's the latest proposal to clean up Britain's boardrooms. We speak to one of the City's best known chairmen, Sir Christopher Hogg. The Dubai government won't guarantee the debts of Dubai World. We ask what Dubai's troubles mean for other countries with big sovereign debts. And a super truck that's 83 foot long takes to the roads this morning.</itunes:subtitle>
      <itunes:summary>Shareholders should have the chance to vote out their company's chairman every year that's the latest proposal to clean up Britain's boardrooms. We speak to one of the City's best known chairmen, Sir Christopher Hogg. The Dubai government won't guarantee the debts of Dubai World. We ask what Dubai's troubles mean for other countries with big sovereign debts. And a super truck that's 83 foot long takes to the roads this morning.</itunes:summary>
      <guid isPermaLink="false">tag:odeo.com,2009-11-30,25459489</guid>
      <pubDate>Mon, 30 Nov 2009 22:30:00 -0800</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20091201-0630a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: Dubai - 30th Nov 09</title>
      <link>http://odeo.com/episodes/25459490-Money-Dubai-30th-Nov-09</link>
      <description>Dubai's neighbour Abu Dhabi tries to reassure the world but it's still not ready to launch a full-blown bailout. We take a look if it has done enough to calm fears across the world's markets. Would you pay for your news online? The local newspaper group Johnston Press hopes you will. It launches a trial run at some of its papers today.</description>
      <itunes:subtitle>Dubai's neighbour Abu Dhabi tries to reassure the world but it's still not ready to launch a full-blown bailout. We take a look if it has done enough to calm fears across the world's markets. Would you pay for your news online? The local newspaper group Johnston Press hopes you will. It launches a trial run at some of its papers today.</itunes:subtitle>
      <itunes:summary>Dubai's neighbour Abu Dhabi tries to reassure the world but it's still not ready to launch a full-blown bailout. We take a look if it has done enough to calm fears across the world's markets. Would you pay for your news online? The local newspaper group Johnston Press hopes you will. It launches a trial run at some of its papers today.</itunes:summary>
      <guid isPermaLink="false">tag:odeo.com,2009-11-29,25459490</guid>
      <pubDate>Sun, 29 Nov 2009 22:12:00 -0800</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20091130-0612a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: National Express - 27th Nov 09</title>
      <link>http://odeo.com/episodes/25459491-Money-National-Express-27th-Nov-09</link>
      <description>Shareholders in the troubled bus and rail firm National Express will vote today on the company's plans to raise hundreds of millions of pounds. Lord Drayson, the Government Minister for Science and Inovation, will today host a summit in the city allowing top investors and some of the countries most promising companies to get together to talk about possible investment.</description>
      <itunes:subtitle>Shareholders in the troubled bus and rail firm National Express will vote today on the company's plans to raise hundreds of millions of pounds. Lord Drayson, the Government Minister for Science and Inovation, will today host a summit in the city allowing top investors and some of the countries most promising companies to get together to talk about possible investment.</itunes:subtitle>
      <itunes:summary>Shareholders in the troubled bus and rail firm National Express will vote today on the company's plans to raise hundreds of millions of pounds. Lord Drayson, the Government Minister for Science and Inovation, will today host a summit in the city allowing top investors and some of the countries most promising companies to get together to talk about possible investment.</itunes:summary>
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      <pubDate>Thu, 26 Nov 2009 22:24:00 -0800</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20091127-0624a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: Walker Review - 26th Nov 09</title>
      <link>http://odeo.com/episodes/25459493-Money-Walker-Review-26th-Nov-09</link>
      <description>Banks will be forced to reveal how many of their UK employees earn over 1 million pounds a year under new recommendations today. And millions of bank customers hoping to be refunded overdraft charges have been dealt a major blow as the Supreme Court sides with High Street banks. We also talk to Debbie Hinton, she's the winner of the Britain's Best Boss competition, which is run by the charity Working Families.</description>
      <itunes:subtitle>Banks will be forced to reveal how many of their UK employees earn over 1 million pounds a year under new recommendations today. And millions of bank customers hoping to be refunded overdraft charges have been dealt a major blow as the Supreme Court sides with High Street banks. We also talk to Debbie Hinton, she's the winner of the Britain's Best Boss competition, which is run by the charity Working Families.</itunes:subtitle>
      <itunes:summary>Banks will be forced to reveal how many of their UK employees earn over 1 million pounds a year under new recommendations today. And millions of bank customers hoping to be refunded overdraft charges have been dealt a major blow as the Supreme Court sides with High Street banks. We also talk to Debbie Hinton, she's the winner of the Britain's Best Boss competition, which is run by the charity Working Families.</itunes:summary>
      <guid isPermaLink="false">tag:odeo.com,2009-11-25,25459493</guid>
      <pubDate>Wed, 25 Nov 2009 22:20:00 -0800</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20091126-0620a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: Bank Charges - 25th Nov 09</title>
      <link>http://odeo.com/episodes/25459494-Money-Bank-Charges-25th-Nov-09</link>
      <description>Andy Verity and Mickey Clark present this morning's business stories, including: The Supreme Court will make the final decision today on whether the OFT can rule on unauthorised overdraft charges. We also discuss what the second estimate for the third quarter of GDP today is likely to be. Finally, 250 Threshers stores close today and a big sale of stock began yesterday in the next wave of 380 stores to close.</description>
      <itunes:subtitle>Andy Verity and Mickey Clark present this morning's business stories, including: The Supreme Court will make the final decision today on whether the OFT can rule on unauthorised overdraft charges. We also discuss what the second estimate for the third quarter of GDP today is likely to be. Finally, 250 Threshers stores close today and a big sale of stock began yesterday in the next wave of 380 stores to close.</itunes:subtitle>
      <itunes:summary>Andy Verity and Mickey Clark present this morning's business stories, including: The Supreme Court will make the final decision today on whether the OFT can rule on unauthorised overdraft charges. We also discuss what the second estimate for the third quarter of GDP today is likely to be. Finally, 250 Threshers stores close today and a big sale of stock began yesterday in the next wave of 380 stores to close.</itunes:summary>
      <guid isPermaLink="false">tag:odeo.com,2009-11-24,25459494</guid>
      <pubDate>Tue, 24 Nov 2009 23:01:00 -0800</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20091125-0701a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: Transport - 13th Nov 09</title>
      <link>http://odeo.com/episodes/25444506-Money-Transport-13th-Nov-09</link>
      <description>Andy Verity and Mickey Clark present this morning's business stories, including: From midnight tonight the government takes over the running of the East Coast Main Line rail franchise from London to Edinburgh. Meanwhile the boards of British Airways and Iberia have been talking about a merger of the two airlines. We also look at what's been going on in the world of small businesses with HSBC becoming the latest bank to bang the drum for greater lending. Finally, To qualify for state aid the EC insists RBS has to sell off some major parts of its business. But who'd want to buy them? We talk to one man who's already eyeing up part of it.</description>
      <itunes:subtitle>Andy Verity and Mickey Clark present this morning's business stories, including: From midnight tonight the government takes over the running of the East Coast Main Line rail franchise from London to Edinburgh. Meanwhile the boards of British Airways and Iberia have been talking about a merger of the two airlines. We also look at what's been going on in the world of small businesses with HSBC becoming the latest bank to bang the drum for greater lending. Finally, To qualify for state aid the EC insists RBS has to sell off some major parts of its business. But who'd want to buy them? We talk to one man who's already eyeing up part of it.</itunes:subtitle>
      <itunes:summary>Andy Verity and Mickey Clark present this morning's business stories, including: From midnight tonight the government takes over the running of the East Coast Main Line rail franchise from London to Edinburgh. Meanwhile the boards of British Airways and Iberia have been talking about a merger of the two airlines. We also look at what's been going on in the world of small businesses with HSBC becoming the latest bank to bang the drum for greater lending. Finally, To qualify for state aid the EC insists RBS has to sell off some major parts of its business. But who'd want to buy them? We talk to one man who's already eyeing up part of it.</itunes:summary>
      <guid isPermaLink="false">tag:odeo.com,2009-11-12,25444506</guid>
      <pubDate>Thu, 12 Nov 2009 22:39:00 -0800</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20091113-0639a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: Lloyds Scheme - 12th Nov 09</title>
      <link>http://odeo.com/episodes/25439770-Money-Lloyds-Scheme-12th-Nov-09</link>
      <description>Andy Verity and Mickey Clark present this morning's business stories, including: Lloyds has launched a small business charter to cover businesses with a turnover of up to &#163;15m over the next 3 years. Shares in the estate agency chain Winkworths will change hands on the Alternative Investment Market later today. We also look at why model agencies are to be completely banned from charging high up front fees under new government plans announced today. Finally, the Australian company Scotgold has planning permission for an underground mine close to the village of Tyndrum, which is thought to hold more than 150 million dollars worth of the shiny stuff.</description>
      <itunes:subtitle>Andy Verity and Mickey Clark present this morning's business stories, including: Lloyds has launched a small business charter to cover businesses with a turnover of up to &#163;15m over the next 3 years. Shares in the estate agency chain Winkworths will change hands on the Alternative Investment Market later today. We also look at why model agencies are to be completely banned from charging high up front fees under new government plans announced today. Finally, the Australian company Scotgold has planning permission for an underground mine close to the village of Tyndrum, which is thought to hold more than 150 million dollars worth of the shiny stuff.</itunes:subtitle>
      <itunes:summary>Andy Verity and Mickey Clark present this morning's business stories, including: Lloyds has launched a small business charter to cover businesses with a turnover of up to &#163;15m over the next 3 years. Shares in the estate agency chain Winkworths will change hands on the Alternative Investment Market later today. We also look at why model agencies are to be completely banned from charging high up front fees under new government plans announced today. Finally, the Australian company Scotgold has planning permission for an underground mine close to the village of Tyndrum, which is thought to hold more than 150 million dollars worth of the shiny stuff.</itunes:summary>
      <guid isPermaLink="false">tag:odeo.com,2009-11-11,25439770</guid>
      <pubDate>Wed, 11 Nov 2009 22:19:00 -0800</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20091112-0619a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: BofE Assessment</title>
      <link>http://odeo.com/episodes/25434519-Money-BofE-Assessment</link>
      <description>Andy Verity and Mickey Clark present this morning's business stories, including: The Bank of England will this morning publish its latest assessment of the economy. A new report shows that low earners are being hit harder than the rest of us by this recession. We also look at what's in store for the supermarket chain Sainsbury's as it prepares to release its interim results for the first half of this year. Finally, a new computer that only does the basics and claims to be simple to use is being launched specifically to target the over-50s.</description>
      <itunes:subtitle>Andy Verity and Mickey Clark present this morning's business stories, including: The Bank of England will this morning publish its latest assessment of the economy. A new report shows that low earners are being hit harder than the rest of us by this recession. We also look at what's in store for the supermarket chain Sainsbury's as it prepares to release its interim results for the first half of this year. Finally, a new computer that only does the basics and claims to be simple to use is being launched specifically to target the over-50s.</itunes:subtitle>
      <itunes:summary>Andy Verity and Mickey Clark present this morning's business stories, including: The Bank of England will this morning publish its latest assessment of the economy. A new report shows that low earners are being hit harder than the rest of us by this recession. We also look at what's in store for the supermarket chain Sainsbury's as it prepares to release its interim results for the first half of this year. Finally, a new computer that only does the basics and claims to be simple to use is being launched specifically to target the over-50s.</itunes:summary>
      <guid isPermaLink="false">tag:odeo.com,2009-11-10,25434519</guid>
      <pubDate>Tue, 10 Nov 2009 22:17:00 -0800</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20091111-0617a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: Banks - 10th Nov 09</title>
      <link>http://odeo.com/episodes/25428997-Money-Banks-10th-Nov-09</link>
      <description>Barclays is expected to reveal that it's on course for record profits this morning in the midst of this slump. We also look at how the UK is the shoplifting capital of Europe according to a new report out today but what's driving the steep rise in theft?</description>
      <itunes:subtitle>Barclays is expected to reveal that it's on course for record profits this morning in the midst of this slump. We also look at how the UK is the shoplifting capital of Europe according to a new report out today but what's driving the steep rise in theft?</itunes:subtitle>
      <itunes:summary>Barclays is expected to reveal that it's on course for record profits this morning in the midst of this slump. We also look at how the UK is the shoplifting capital of Europe according to a new report out today but what's driving the steep rise in theft?</itunes:summary>
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      <pubDate>Mon, 09 Nov 2009 22:17:00 -0800</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20091110-0617a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: Jobs - 9th Nov 09</title>
      <link>http://odeo.com/episodes/25423610-Money-Jobs-9th-Nov-09</link>
      <description>The redundancy epidemic is easing according to the latest jobs market survey out today. But what does this latest survey tell us about job prospects? We take a look.The Berlin Wall fell 20 years ago today but what's been the economic reality for Germany since it came down?</description>
      <itunes:subtitle>The redundancy epidemic is easing according to the latest jobs market survey out today. But what does this latest survey tell us about job prospects? We take a look.The Berlin Wall fell 20 years ago today but what's been the economic reality for Germany since it came down?</itunes:subtitle>
      <itunes:summary>The redundancy epidemic is easing according to the latest jobs market survey out today. But what does this latest survey tell us about job prospects? We take a look.The Berlin Wall fell 20 years ago today but what's been the economic reality for Germany since it came down?</itunes:summary>
      <guid isPermaLink="false">tag:odeo.com,2009-11-08,25423610</guid>
      <pubDate>Sun, 08 Nov 2009 22:13:00 -0800</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20091109-0613a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: BA Results - 6th Nov 09</title>
      <link>http://odeo.com/episodes/25409894-Money-BA-Results-6th-Nov-09</link>
      <description>Andy Verity and Mickey Clark present this morning's business stories, including: BA results are due out today but will that mean record losses for six months from the troubled airline? At the end of a massive week for the banks, RBS will update the City on how it's done over the past six months. We also look at where the postal industry is heading following the news that postmen will back down from plans to launch a national strike. Finally, the upper class estate agent Savills says property prices are likely to fall next year.</description>
      <itunes:subtitle>Andy Verity and Mickey Clark present this morning's business stories, including: BA results are due out today but will that mean record losses for six months from the troubled airline? At the end of a massive week for the banks, RBS will update the City on how it's done over the past six months. We also look at where the postal industry is heading following the news that postmen will back down from plans to launch a national strike. Finally, the upper class estate agent Savills says property prices are likely to fall next year.</itunes:subtitle>
      <itunes:summary>Andy Verity and Mickey Clark present this morning's business stories, including: BA results are due out today but will that mean record losses for six months from the troubled airline? At the end of a massive week for the banks, RBS will update the City on how it's done over the past six months. We also look at where the postal industry is heading following the news that postmen will back down from plans to launch a national strike. Finally, the upper class estate agent Savills says property prices are likely to fall next year.</itunes:summary>
      <guid isPermaLink="false">tag:odeo.com,2009-11-05,25409894</guid>
      <pubDate>Thu, 05 Nov 2009 22:17:00 -0800</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20091106-0617a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money:Interest Rates - 5th Nov 09</title>
      <link>http://odeo.com/episodes/25403628-Money-Interest-Rates-5th-Nov-09</link>
      <description>Andy Verity and Mickey Clark present this morning's business stories, including: The Bank of England concludes its latest monetary policy meeting today. Interest rates are likely to remain on hold but there's a growing body of opinion that it will extend Quantitative Easing. We also look at a report which suggests that despite the worst economic crisis of modern times, we're still planning to spend as much this Christmas as last. Finally, Russia is trying to tempt Western investors to buy into the country with an 11 billion pound government bond, the first since the Russian government defaulted on its debt in 1998.</description>
      <itunes:subtitle>Andy Verity and Mickey Clark present this morning's business stories, including: The Bank of England concludes its latest monetary policy meeting today. Interest rates are likely to remain on hold but there's a growing body of opinion that it will extend Quantitative Easing. We also look at a report which suggests that despite the worst economic crisis of modern times, we're still planning to spend as much this Christmas as last. Finally, Russia is trying to tempt Western investors to buy into the country with an 11 billion pound government bond, the first since the Russian government defaulted on its debt in 1998.</itunes:subtitle>
      <itunes:summary>Andy Verity and Mickey Clark present this morning's business stories, including: The Bank of England concludes its latest monetary policy meeting today. Interest rates are likely to remain on hold but there's a growing body of opinion that it will extend Quantitative Easing. We also look at a report which suggests that despite the worst economic crisis of modern times, we're still planning to spend as much this Christmas as last. Finally, Russia is trying to tempt Western investors to buy into the country with an 11 billion pound government bond, the first since the Russian government defaulted on its debt in 1998.</itunes:summary>
      <guid isPermaLink="false">tag:odeo.com,2009-11-04,25403628</guid>
      <pubDate>Wed, 04 Nov 2009 22:22:00 -0800</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20091105-0622a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: GM - 4th Nov 09</title>
      <link>http://odeo.com/episodes/25398902-Money-GM-4th-Nov-09</link>
      <description>Andy Verity and Mickey Clark present this morning's business stories, including: GM has cancelled plans to sell its European car business Opel, including its UK brand Vauxhall. Rising temperatures, as a result of climate change, could leave thousands of people unable to afford insurance and thousands of properties uninsurable. We also look at why Britain's jobs market is healthier today than at anytime in the last two years. Finally, HM Revenue &amp; Customs is launching a campaign today to encourage the over 65's to claim back hundreds of millions of pounds in tax that has been overpaid on savings.</description>
      <itunes:subtitle>Andy Verity and Mickey Clark present this morning's business stories, including: GM has cancelled plans to sell its European car business Opel, including its UK brand Vauxhall. Rising temperatures, as a result of climate change, could leave thousands of people unable to afford insurance and thousands of properties uninsurable. We also look at why Britain's jobs market is healthier today than at anytime in the last two years. Finally, HM Revenue &amp; Customs is launching a campaign today to encourage the over 65's to claim back hundreds of millions of pounds in tax that has been overpaid on savings.</itunes:subtitle>
      <itunes:summary>Andy Verity and Mickey Clark present this morning's business stories, including: GM has cancelled plans to sell its European car business Opel, including its UK brand Vauxhall. Rising temperatures, as a result of climate change, could leave thousands of people unable to afford insurance and thousands of properties uninsurable. We also look at why Britain's jobs market is healthier today than at anytime in the last two years. Finally, HM Revenue &amp; Customs is launching a campaign today to encourage the over 65's to claim back hundreds of millions of pounds in tax that has been overpaid on savings.</itunes:summary>
      <guid isPermaLink="false">tag:odeo.com,2009-11-03,25398902</guid>
      <pubDate>Tue, 03 Nov 2009 22:21:00 -0800</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20091104-0621a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: Bank Industry - 3rd Nov 09</title>
      <link>http://odeo.com/episodes/25398904-Money-Bank-Industry-3rd-Nov-09</link>
      <description>Andy Verity and Mickey Clark present this morning's business stories, including: Today's the day when we get the most significant ever forced reconstruction of the British banking industry. One in five bank customers has switched lender over the past two years because they were unhappy with the way they were treated. We also look at why company directors are working longer hours for the same or less pay. Finally, we look at what's in store for the future of the aviation industry.</description>
      <itunes:subtitle>Andy Verity and Mickey Clark present this morning's business stories, including: Today's the day when we get the most significant ever forced reconstruction of the British banking industry. One in five bank customers has switched lender over the past two years because they were unhappy with the way they were treated. We also look at why company directors are working longer hours for the same or less pay. Finally, we look at what's in store for the future of the aviation industry.</itunes:subtitle>
      <itunes:summary>Andy Verity and Mickey Clark present this morning's business stories, including: Today's the day when we get the most significant ever forced reconstruction of the British banking industry. One in five bank customers has switched lender over the past two years because they were unhappy with the way they were treated. We also look at why company directors are working longer hours for the same or less pay. Finally, we look at what's in store for the future of the aviation industry.</itunes:summary>
      <guid isPermaLink="false">tag:odeo.com,2009-11-02,25398904</guid>
      <pubDate>Mon, 02 Nov 2009 22:18:00 -0800</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20091103-0618a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: New Banks</title>
      <link>http://odeo.com/episodes/25398905-Money-New-Banks</link>
      <description>Andy Verity and Mickey Clark present this morning's business stories, including: Alistair Darling has announced sweeping changes to retail banking with the creation of three new High street banks. We also look why there is still life at the end of the tunnel for smaller manufacturers. Finally, house price survey results for October are published later today.</description>
      <itunes:subtitle>Andy Verity and Mickey Clark present this morning's business stories, including: Alistair Darling has announced sweeping changes to retail banking with the creation of three new High street banks. We also look why there is still life at the end of the tunnel for smaller manufacturers. Finally, house price survey results for October are published later today.</itunes:subtitle>
      <itunes:summary>Andy Verity and Mickey Clark present this morning's business stories, including: Alistair Darling has announced sweeping changes to retail banking with the creation of three new High street banks. We also look why there is still life at the end of the tunnel for smaller manufacturers. Finally, house price survey results for October are published later today.</itunes:summary>
      <guid isPermaLink="false">tag:odeo.com,2009-11-01,25398905</guid>
      <pubDate>Sun, 01 Nov 2009 22:18:00 -0800</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20091102-0618a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: Economy - 30th Oct 09</title>
      <link>http://odeo.com/episodes/25398906-Money-Economy-30th-Oct-09</link>
      <description>America joins France and Germany in pulling out of recession but what does that mean for the poor old UK? And Threshers is the latest high street chain to call in the administrators. We speak to the winner of the Financial Times business book of the year award which was revealed last night.</description>
      <itunes:subtitle>America joins France and Germany in pulling out of recession but what does that mean for the poor old UK? And Threshers is the latest high street chain to call in the administrators. We speak to the winner of the Financial Times business book of the year award which was revealed last night.</itunes:subtitle>
      <itunes:summary>America joins France and Germany in pulling out of recession but what does that mean for the poor old UK? And Threshers is the latest high street chain to call in the administrators. We speak to the winner of the Financial Times business book of the year award which was revealed last night.</itunes:summary>
      <guid isPermaLink="false">tag:odeo.com,2009-10-29,25398906</guid>
      <pubDate>Thu, 29 Oct 2009 23:22:00 -0700</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20091030-0622a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: US GDP - 29th Oct 09</title>
      <link>http://odeo.com/episodes/25398907-Money-US-GDP-29th-Oct-09</link>
      <description>Andy Verity and Mickey Clark present this morning's business stories, including: Later on this afternoon the world's biggest economy may be officially out of recession. Today sees the start of the latest strike by postal workers after talks between Royal Mail management and the Communication Workers Union ended yesterday without resolution. We also look at why British retirees could be missing out on hundreds of millions of pounds according to a new report. Finally, the TUC is calling for the minimum wage to be raised to six pounds an hour.</description>
      <itunes:subtitle>Andy Verity and Mickey Clark present this morning's business stories, including: Later on this afternoon the world's biggest economy may be officially out of recession. Today sees the start of the latest strike by postal workers after talks between Royal Mail management and the Communication Workers Union ended yesterday without resolution. We also look at why British retirees could be missing out on hundreds of millions of pounds according to a new report. Finally, the TUC is calling for the minimum wage to be raised to six pounds an hour.</itunes:subtitle>
      <itunes:summary>Andy Verity and Mickey Clark present this morning's business stories, including: Later on this afternoon the world's biggest economy may be officially out of recession. Today sees the start of the latest strike by postal workers after talks between Royal Mail management and the Communication Workers Union ended yesterday without resolution. We also look at why British retirees could be missing out on hundreds of millions of pounds according to a new report. Finally, the TUC is calling for the minimum wage to be raised to six pounds an hour.</itunes:summary>
      <guid isPermaLink="false">tag:odeo.com,2009-10-28,25398907</guid>
      <pubDate>Wed, 28 Oct 2009 23:21:00 -0700</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20091029-0621a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: Credit Cards - 27th Oct 09</title>
      <link>http://odeo.com/episodes/25382983-Money-Credit-Cards-27th-Oct-09</link>
      <description>Andy Verity and Mickey Clark present this morning's business stories, including: Consumer Affairs Minister Kevin Brennan is launching a consultation on credit and store cards which could herald a crack down on credit and store card providers. Later this morning BP is likely to announce a fall in profits for the third quarter of the year at &#163;1.96bn down from nearly &#163;5.5bn in the same period last year. We also take a look at what's in store for a big gathering of the computer games industry in Leeds today. Finally, there's less than a week to get your paper self assessment form to HMRC.</description>
      <itunes:subtitle>Andy Verity and Mickey Clark present this morning's business stories, including: Consumer Affairs Minister Kevin Brennan is launching a consultation on credit and store cards which could herald a crack down on credit and store card providers. Later this morning BP is likely to announce a fall in profits for the third quarter of the year at &#163;1.96bn down from nearly &#163;5.5bn in the same period last year. We also take a look at what's in store for a big gathering of the computer games industry in Leeds today. Finally, there's less than a week to get your paper self assessment form to HMRC.</itunes:subtitle>
      <itunes:summary>Andy Verity and Mickey Clark present this morning's business stories, including: Consumer Affairs Minister Kevin Brennan is launching a consultation on credit and store cards which could herald a crack down on credit and store card providers. Later this morning BP is likely to announce a fall in profits for the third quarter of the year at &#163;1.96bn down from nearly &#163;5.5bn in the same period last year. We also take a look at what's in store for a big gathering of the computer games industry in Leeds today. Finally, there's less than a week to get your paper self assessment form to HMRC.</itunes:summary>
      <guid isPermaLink="false">tag:odeo.com,2009-10-27,25382983</guid>
      <pubDate>Tue, 27 Oct 2009 01:51:00 -0700</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20091027-0851a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: FTSE Bonuses - 26th Oct 09</title>
      <link>http://odeo.com/episodes/25375152-Money-FTSE-Bonuses-26th-Oct-09</link>
      <description>Andy Verity and Mickey Clark present this morning's business stories, including: Bonuses for FTSE 100 directors have slumped by 29% but are still over &#163;500,000 despite the recession according to the latest Income Data Services research. The proportion of revenue from green taxes on businesses and households should be more than doubled by 2020, and include a &#163;3,300 levy on new cars, says an influential think tank. We also look at whether it's time for private investors to get back into stocks and shares. Finally, commercial lawsuits were up almost 10% last year as the credit crunch has driven more businesses to to take a tougher line on bad debts and broken contracts.</description>
      <itunes:subtitle>Andy Verity and Mickey Clark present this morning's business stories, including: Bonuses for FTSE 100 directors have slumped by 29% but are still over &#163;500,000 despite the recession according to the latest Income Data Services research. The proportion of revenue from green taxes on businesses and households should be more than doubled by 2020, and include a &#163;3,300 levy on new cars, says an influential think tank. We also look at whether it's time for private investors to get back into stocks and shares. Finally, commercial lawsuits were up almost 10% last year as the credit crunch has driven more businesses to to take a tougher line on bad debts and broken contracts.</itunes:subtitle>
      <itunes:summary>Andy Verity and Mickey Clark present this morning's business stories, including: Bonuses for FTSE 100 directors have slumped by 29% but are still over &#163;500,000 despite the recession according to the latest Income Data Services research. The proportion of revenue from green taxes on businesses and households should be more than doubled by 2020, and include a &#163;3,300 levy on new cars, says an influential think tank. We also look at whether it's time for private investors to get back into stocks and shares. Finally, commercial lawsuits were up almost 10% last year as the credit crunch has driven more businesses to to take a tougher line on bad debts and broken contracts.</itunes:summary>
      <guid isPermaLink="false">tag:odeo.com,2009-10-25,25375152</guid>
      <pubDate>Sun, 25 Oct 2009 23:21:00 -0700</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20091026-0621a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: Bank Lending - 23rd Oct 09</title>
      <link>http://odeo.com/episodes/25352659-Money-Bank-Lending-23rd-Oct-09</link>
      <description>Andy Verity and Mickey Clark present this morning's business stories, including:In the week when the Financial Services Authority unveiled a big shake-up of the way mortgages are sold and regulated, we talk to the the man responsible for mortgages at the UK's biggest lender. The former boss of the UK arm of Kaupthing talks to us about Icelandic banks. We also look ahead to figures which are expected to confirm that the UK will officially be out of recession later this morning. Finally, the biggest online retailer Amazon tells us how business has been between July and September.</description>
      <itunes:subtitle>Andy Verity and Mickey Clark present this morning's business stories, including:In the week when the Financial Services Authority unveiled a big shake-up of the way mortgages are sold and regulated, we talk to the the man responsible for mortgages at the UK's biggest lender. The former boss of the UK arm of Kaupthing talks to us about Icelandic banks. We also look ahead to figures which are expected to confirm that the UK will officially be out of recession later this morning. Finally, the biggest online retailer Amazon tells us how business has been between July and September.</itunes:subtitle>
      <itunes:summary>Andy Verity and Mickey Clark present this morning's business stories, including:In the week when the Financial Services Authority unveiled a big shake-up of the way mortgages are sold and regulated, we talk to the the man responsible for mortgages at the UK's biggest lender. The former boss of the UK arm of Kaupthing talks to us about Icelandic banks. We also look ahead to figures which are expected to confirm that the UK will officially be out of recession later this morning. Finally, the biggest online retailer Amazon tells us how business has been between July and September.</itunes:summary>
      <guid isPermaLink="false">tag:odeo.com,2009-10-22,25352659</guid>
      <pubDate>Thu, 22 Oct 2009 22:34:00 -0700</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20091023-0634a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: Undeclared Cash - 22nd Oct 09</title>
      <link>http://odeo.com/episodes/25345022-Money-Undeclared-Cash-22nd-Oct-09</link>
      <description>Andy Verity and Mickey Clark present this morning's business stories, including: If you've stashed undeclared cash in an offshore account to try to avoid paying tax on it, there's a warning from the taxman that you can run but you can't hide. The unions behind the postal strike launch an attack on the Business Secretary Peter Mandelson. We also look at research which warns that local councils in hard hit areas need to brace themselves for the aftershock of the recession. Finally, an investigation has found that there are 1.3 million mobile phone deals on the market which is too many for people to find the best deal.</description>
      <itunes:subtitle>Andy Verity and Mickey Clark present this morning's business stories, including: If you've stashed undeclared cash in an offshore account to try to avoid paying tax on it, there's a warning from the taxman that you can run but you can't hide. The unions behind the postal strike launch an attack on the Business Secretary Peter Mandelson. We also look at research which warns that local councils in hard hit areas need to brace themselves for the aftershock of the recession. Finally, an investigation has found that there are 1.3 million mobile phone deals on the market which is too many for people to find the best deal.</itunes:subtitle>
      <itunes:summary>Andy Verity and Mickey Clark present this morning's business stories, including: If you've stashed undeclared cash in an offshore account to try to avoid paying tax on it, there's a warning from the taxman that you can run but you can't hide. The unions behind the postal strike launch an attack on the Business Secretary Peter Mandelson. We also look at research which warns that local councils in hard hit areas need to brace themselves for the aftershock of the recession. Finally, an investigation has found that there are 1.3 million mobile phone deals on the market which is too many for people to find the best deal.</itunes:summary>
      <guid isPermaLink="false">tag:odeo.com,2009-10-21,25345022</guid>
      <pubDate>Wed, 21 Oct 2009 22:29:00 -0700</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20091022-0629a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: Economic Survey - 21st Oct 09</title>
      <link>http://odeo.com/episodes/25321991-Money-Economic-Survey-21st-Oct-09</link>
      <description>There is more evidence that the UK is creeping out of recession this morning as a leading economic think tank says Britain's economy will grow by 1.3% next year. The latest version of Windows operating system goes on sale at midnight tonight but will it revive Microsoft's fortunes? We take a look.</description>
      <itunes:subtitle>There is more evidence that the UK is creeping out of recession this morning as a leading economic think tank says Britain's economy will grow by 1.3% next year. The latest version of Windows operating system goes on sale at midnight tonight but will it revive Microsoft's fortunes? We take a look.</itunes:subtitle>
      <itunes:summary>There is more evidence that the UK is creeping out of recession this morning as a leading economic think tank says Britain's economy will grow by 1.3% next year. The latest version of Windows operating system goes on sale at midnight tonight but will it revive Microsoft's fortunes? We take a look.</itunes:summary>
      <guid isPermaLink="false">tag:odeo.com,2009-10-20,25321991</guid>
      <pubDate>Tue, 20 Oct 2009 22:15:00 -0700</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20091021-0615a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: Morality - 20th Oct 09</title>
      <link>http://odeo.com/episodes/25316115-Money-Morality-20th-Oct-09</link>
      <description>Andy Verity and Mickey Clark present this morning's business stories, including: What place if any does morality have in business? That's the question that business leaders and clergy are going to discuss this evening in St Paul's Cathedral in London. We also look at why insolvency experts are warning that it's still going to get worse before it really gets better even though the number of small businesses that are slipping into administration have fallen. Finally, planning approval for new turbines has fallen sharply with just one in four applications now being approved.</description>
      <itunes:subtitle>Andy Verity and Mickey Clark present this morning's business stories, including: What place if any does morality have in business? That's the question that business leaders and clergy are going to discuss this evening in St Paul's Cathedral in London. We also look at why insolvency experts are warning that it's still going to get worse before it really gets better even though the number of small businesses that are slipping into administration have fallen. Finally, planning approval for new turbines has fallen sharply with just one in four applications now being approved.</itunes:subtitle>
      <itunes:summary>Andy Verity and Mickey Clark present this morning's business stories, including: What place if any does morality have in business? That's the question that business leaders and clergy are going to discuss this evening in St Paul's Cathedral in London. We also look at why insolvency experts are warning that it's still going to get worse before it really gets better even though the number of small businesses that are slipping into administration have fallen. Finally, planning approval for new turbines has fallen sharply with just one in four applications now being approved.</itunes:summary>
      <guid isPermaLink="false">tag:odeo.com,2009-10-19,25316115</guid>
      <pubDate>Mon, 19 Oct 2009 22:22:00 -0700</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20091020-0622a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: Mortgages - 19th Oct 09</title>
      <link>http://odeo.com/episodes/25310706-Money-Mortgages-19th-Oct-09</link>
      <description>The UK's financial regulator will today set out plans to crack down on what it now regards as risky mortgage lending. The Institute of Directors are suggesting working until you're 70 could be the answer to solving the problems surrounding the pensions system. The recession is over. That's the verdict from the Ernst and Young Item club economic forecaster, Peter Spencer.</description>
      <itunes:subtitle>The UK's financial regulator will today set out plans to crack down on what it now regards as risky mortgage lending. The Institute of Directors are suggesting working until you're 70 could be the answer to solving the problems surrounding the pensions system. The recession is over. That's the verdict from the Ernst and Young Item club economic forecaster, Peter Spencer.</itunes:subtitle>
      <itunes:summary>The UK's financial regulator will today set out plans to crack down on what it now regards as risky mortgage lending. The Institute of Directors are suggesting working until you're 70 could be the answer to solving the problems surrounding the pensions system. The recession is over. That's the verdict from the Ernst and Young Item club economic forecaster, Peter Spencer.</itunes:summary>
      <guid isPermaLink="false">tag:odeo.com,2009-10-18,25310706</guid>
      <pubDate>Sun, 18 Oct 2009 22:09:00 -0700</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20091019-0609a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: US Banks - 16th Oct 09</title>
      <link>http://odeo.com/episodes/25294060-Money-US-Banks-16th-Oct-09</link>
      <description>Andy Verity and Mickey Clark present this morning's business stories, including: Many US banks have reported results this week with Goldman Sachs and Bank of America being the latest. The massive profits at Goldman have re-ignited the outcry over banker's bonuses. We also look at further details behind Royal Mail's strike plans. Finally, Google announces its biggest ever quarterly profit, right in the middle of a recession.</description>
      <itunes:subtitle>Andy Verity and Mickey Clark present this morning's business stories, including: Many US banks have reported results this week with Goldman Sachs and Bank of America being the latest. The massive profits at Goldman have re-ignited the outcry over banker's bonuses. We also look at further details behind Royal Mail's strike plans. Finally, Google announces its biggest ever quarterly profit, right in the middle of a recession.</itunes:subtitle>
      <itunes:summary>Andy Verity and Mickey Clark present this morning's business stories, including: Many US banks have reported results this week with Goldman Sachs and Bank of America being the latest. The massive profits at Goldman have re-ignited the outcry over banker's bonuses. We also look at further details behind Royal Mail's strike plans. Finally, Google announces its biggest ever quarterly profit, right in the middle of a recession.</itunes:summary>
      <guid isPermaLink="false">tag:odeo.com,2009-10-15,25294060</guid>
      <pubDate>Thu, 15 Oct 2009 22:17:00 -0700</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20091016-0617a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: Trial - 15th Oct 09</title>
      <link>http://odeo.com/episodes/25288038-Money-Trial-15th-Oct-09</link>
      <description>Andy Verity and Mickey Clark present this morning's business stories, including: The first Wall Street executives face trial over their role in the financial crisis this week in New York. One of the most respected economists in the city comes out with his prescription for what needs to be done to get us out of the economic hole. We also look ahead to what's in store for Nokia's third quarter results today as they are expected to show falling profits for the sixth consecutive quarter. Finally, the man responsible for handling complaints made by the customers of financial service firms steps down tomorrow after a decade in the job.</description>
      <itunes:subtitle>Andy Verity and Mickey Clark present this morning's business stories, including: The first Wall Street executives face trial over their role in the financial crisis this week in New York. One of the most respected economists in the city comes out with his prescription for what needs to be done to get us out of the economic hole. We also look ahead to what's in store for Nokia's third quarter results today as they are expected to show falling profits for the sixth consecutive quarter. Finally, the man responsible for handling complaints made by the customers of financial service firms steps down tomorrow after a decade in the job.</itunes:subtitle>
      <itunes:summary>Andy Verity and Mickey Clark present this morning's business stories, including: The first Wall Street executives face trial over their role in the financial crisis this week in New York. One of the most respected economists in the city comes out with his prescription for what needs to be done to get us out of the economic hole. We also look ahead to what's in store for Nokia's third quarter results today as they are expected to show falling profits for the sixth consecutive quarter. Finally, the man responsible for handling complaints made by the customers of financial service firms steps down tomorrow after a decade in the job.</itunes:summary>
      <guid isPermaLink="false">tag:odeo.com,2009-10-14,25288038</guid>
      <pubDate>Wed, 14 Oct 2009 22:20:00 -0700</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20091015-0620a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: Youth Unemployment - 14th Oct 09</title>
      <link>http://odeo.com/episodes/25282348-Money-Youth-Unemployment-14th-Oct-09</link>
      <description>Andy Verity and Mickey Clark present this morning's business stories, including: 18 to 24 year olds are particularly hard hit by unemployment, and according to the Scottish Trades Union Congress, youths within that age group in Scotland are more likely to be out of work than elsewhere in the UK. We also look at Ofgem's response to an independent review of water charges that says it supports looking into measures to restrict supplies to people in England and Wales who don't pay their bills. Finally, British Airways executives will sit down with the unions for the first time since plans were announced by the airline last week to cut 1700 more jobs.</description>
      <itunes:subtitle>Andy Verity and Mickey Clark present this morning's business stories, including: 18 to 24 year olds are particularly hard hit by unemployment, and according to the Scottish Trades Union Congress, youths within that age group in Scotland are more likely to be out of work than elsewhere in the UK. We also look at Ofgem's response to an independent review of water charges that says it supports looking into measures to restrict supplies to people in England and Wales who don't pay their bills. Finally, British Airways executives will sit down with the unions for the first time since plans were announced by the airline last week to cut 1700 more jobs.</itunes:subtitle>
      <itunes:summary>Andy Verity and Mickey Clark present this morning's business stories, including: 18 to 24 year olds are particularly hard hit by unemployment, and according to the Scottish Trades Union Congress, youths within that age group in Scotland are more likely to be out of work than elsewhere in the UK. We also look at Ofgem's response to an independent review of water charges that says it supports looking into measures to restrict supplies to people in England and Wales who don't pay their bills. Finally, British Airways executives will sit down with the unions for the first time since plans were announced by the airline last week to cut 1700 more jobs.</itunes:summary>
      <guid isPermaLink="false">tag:odeo.com,2009-10-13,25282348</guid>
      <pubDate>Tue, 13 Oct 2009 22:29:00 -0700</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20091014-0629a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: North Sea - 13th Oct 09</title>
      <link>http://odeo.com/episodes/25276959-Money-North-Sea-13th-Oct-09</link>
      <description>Andy Verity and Mickey Clark present this morning's business stories, including: Can North Sea oil help us get out of the economic and financial mess we're in? We also look at why Aberdeen is a place we've all been relying on to bring wealth into the UK for 40 years. Finally, from the first of next month the Financial Services Authority will start policing the everyday dealings between banks and their customers.</description>
      <itunes:subtitle>Andy Verity and Mickey Clark present this morning's business stories, including: Can North Sea oil help us get out of the economic and financial mess we're in? We also look at why Aberdeen is a place we've all been relying on to bring wealth into the UK for 40 years. Finally, from the first of next month the Financial Services Authority will start policing the everyday dealings between banks and their customers.</itunes:subtitle>
      <itunes:summary>Andy Verity and Mickey Clark present this morning's business stories, including: Can North Sea oil help us get out of the economic and financial mess we're in? We also look at why Aberdeen is a place we've all been relying on to bring wealth into the UK for 40 years. Finally, from the first of next month the Financial Services Authority will start policing the everyday dealings between banks and their customers.</itunes:summary>
      <guid isPermaLink="false">tag:odeo.com,2009-10-12,25276959</guid>
      <pubDate>Mon, 12 Oct 2009 22:17:00 -0700</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20091013-0617a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: Scotland - 12th Oct 09</title>
      <link>http://odeo.com/episodes/25271307-Money-Scotland-12th-Oct-09</link>
      <description>One year ago today, the government announced plans to inject 37 billion pounds into RBS, Lloyds and HBOS which meant the nationalisation of Scotland's two main banks and the UK's biggest mortgage lender. So how has Scotland fared over the past year? We take a look. And the government wants retailers to keep cigarettes under the counter and hopes the new rules will stop young people from taking up smoking.</description>
      <itunes:subtitle>One year ago today, the government announced plans to inject 37 billion pounds into RBS, Lloyds and HBOS which meant the nationalisation of Scotland's two main banks and the UK's biggest mortgage lender. So how has Scotland fared over the past year? We take a look. And the government wants retailers to keep cigarettes under the counter and hopes the new rules will stop young people from taking up smoking.</itunes:subtitle>
      <itunes:summary>One year ago today, the government announced plans to inject 37 billion pounds into RBS, Lloyds and HBOS which meant the nationalisation of Scotland's two main banks and the UK's biggest mortgage lender. So how has Scotland fared over the past year? We take a look. And the government wants retailers to keep cigarettes under the counter and hopes the new rules will stop young people from taking up smoking.</itunes:summary>
      <guid isPermaLink="false">tag:odeo.com,2009-10-11,25271307</guid>
      <pubDate>Sun, 11 Oct 2009 22:15:00 -0700</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20091012-0615a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: Financial Centre - 9th Oct 09</title>
      <link>http://odeo.com/episodes/25257539-Money-Financial-Centre-9th-Oct-09</link>
      <description>Andy Verity and Mickey Clark present this morning's business stories, including: The latest report from the World Economic Forum ranks the UK as the World's leading financial centre. We also look at what the conference season has done for business and economic policy. Finally, we look at why one of the worst hit groups of property investors in the last two years has been those who bought off-plan flats in city centres.</description>
      <itunes:subtitle>Andy Verity and Mickey Clark present this morning's business stories, including: The latest report from the World Economic Forum ranks the UK as the World's leading financial centre. We also look at what the conference season has done for business and economic policy. Finally, we look at why one of the worst hit groups of property investors in the last two years has been those who bought off-plan flats in city centres.</itunes:subtitle>
      <itunes:summary>Andy Verity and Mickey Clark present this morning's business stories, including: The latest report from the World Economic Forum ranks the UK as the World's leading financial centre. We also look at what the conference season has done for business and economic policy. Finally, we look at why one of the worst hit groups of property investors in the last two years has been those who bought off-plan flats in city centres.</itunes:summary>
      <guid isPermaLink="false">tag:odeo.com,2009-10-08,25257539</guid>
      <pubDate>Thu, 08 Oct 2009 22:29:00 -0700</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20091009-0629a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: Kingsnorth 8th Oct 09</title>
      <link>http://odeo.com/episodes/25251783-Money-Kingsnorth-8th-Oct-09</link>
      <description>Plans for a controversial new coal power station in Kingsnorth are put on the back burner. German energy firm E-on blames the recession, while climate change campaigners claim victory. A ballot of postal workers for a nationwide strike closes today. Also Napster launch the latest incarnation of its music downloads service this morning. We take a look at how this service differs from what is already available.</description>
      <itunes:subtitle>Plans for a controversial new coal power station in Kingsnorth are put on the back burner. German energy firm E-on blames the recession, while climate change campaigners claim victory. A ballot of postal workers for a nationwide strike closes today. Also Napster launch the latest incarnation of its music downloads service this morning. We take a look at how this service differs from what is already available.</itunes:subtitle>
      <itunes:summary>Plans for a controversial new coal power station in Kingsnorth are put on the back burner. German energy firm E-on blames the recession, while climate change campaigners claim victory. A ballot of postal workers for a nationwide strike closes today. Also Napster launch the latest incarnation of its music downloads service this morning. We take a look at how this service differs from what is already available.</itunes:summary>
      <guid isPermaLink="false">tag:odeo.com,2009-10-07,25251783</guid>
      <pubDate>Wed, 07 Oct 2009 22:31:00 -0700</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20091008-0631a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: BA Cuts - 7th Oct 09</title>
      <link>http://odeo.com/episodes/25246138-Money-BA-Cuts-7th-Oct-09</link>
      <description>Andy Verity and Mickey Clark present this morning's business stories, including: BA has announced a thousand job cuts and reduced hours for a further 3,000 flight attendants. We also look at whether we're beginning to see a sustainable recovery in the housing market, or if it's just another bubble with a painful end. Finally, a bill that comes before the French parliament today would let foreign companies offer sports betting and poker.</description>
      <itunes:subtitle>Andy Verity and Mickey Clark present this morning's business stories, including: BA has announced a thousand job cuts and reduced hours for a further 3,000 flight attendants. We also look at whether we're beginning to see a sustainable recovery in the housing market, or if it's just another bubble with a painful end. Finally, a bill that comes before the French parliament today would let foreign companies offer sports betting and poker.</itunes:subtitle>
      <itunes:summary>Andy Verity and Mickey Clark present this morning's business stories, including: BA has announced a thousand job cuts and reduced hours for a further 3,000 flight attendants. We also look at whether we're beginning to see a sustainable recovery in the housing market, or if it's just another bubble with a painful end. Finally, a bill that comes before the French parliament today would let foreign companies offer sports betting and poker.</itunes:summary>
      <guid isPermaLink="false">tag:odeo.com,2009-10-06,25246138</guid>
      <pubDate>Tue, 06 Oct 2009 22:28:00 -0700</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20091007-0628a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: Pay Reviews - 6th Oct 09</title>
      <link>http://odeo.com/episodes/25239996-Money-Pay-Reviews-6th-Oct-09</link>
      <description>Andy Verity and Mickey Clark present this morning's business stories, including: The Chancellor is said to have written to pay review bodies urging that the salaries of judges, senior NHS managers and GPs are frozen. Nouriel Roubini, the New York professor who predicted the financial crisis, warned yesterday that commodity markets may fall in the coming months as the pace of economic recovery disappoints investors. We also look at the impact of the recession on the cut-throat supermarket sector which will be disclosed over the next couple of days. Finally, mobile phone users should be offered a "try before you buy" get-out clause to help them get the coverage they want, says Ofcom's communications consumer panel.</description>
      <itunes:subtitle>Andy Verity and Mickey Clark present this morning's business stories, including: The Chancellor is said to have written to pay review bodies urging that the salaries of judges, senior NHS managers and GPs are frozen. Nouriel Roubini, the New York professor who predicted the financial crisis, warned yesterday that commodity markets may fall in the coming months as the pace of economic recovery disappoints investors. We also look at the impact of the recession on the cut-throat supermarket sector which will be disclosed over the next couple of days. Finally, mobile phone users should be offered a "try before you buy" get-out clause to help them get the coverage they want, says Ofcom's communications consumer panel.</itunes:subtitle>
      <itunes:summary>Andy Verity and Mickey Clark present this morning's business stories, including: The Chancellor is said to have written to pay review bodies urging that the salaries of judges, senior NHS managers and GPs are frozen. Nouriel Roubini, the New York professor who predicted the financial crisis, warned yesterday that commodity markets may fall in the coming months as the pace of economic recovery disappoints investors. We also look at the impact of the recession on the cut-throat supermarket sector which will be disclosed over the next couple of days. Finally, mobile phone users should be offered a "try before you buy" get-out clause to help them get the coverage they want, says Ofcom's communications consumer panel.</itunes:summary>
      <guid isPermaLink="false">tag:odeo.com,2009-10-05,25239996</guid>
      <pubDate>Mon, 05 Oct 2009 22:16:00 -0700</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20091006-0616a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: Unemployment Schemes - 5th Oct 09</title>
      <link>http://odeo.com/episodes/25233862-Money-Unemployment-Schemes-5th-Oct-09</link>
      <description>Pauline McCole and Mickey Clark present this morning's business stories, including: The Government's new programme to get the long term unemployed back into work comes into force today. The first rise in business volumes since the onset of the credit crunch could fuel hopes of a recovery in the financial services sector, according to a new survey. We also look at why the property industry is calling for buy-to-let mortgages and property investment clubs to be regulated by the FSA. Finally, Cannes is hosting the 2009 MIPCOM film and entertainment conference, an international event attended by people looking for and offering finance for films.</description>
      <itunes:subtitle>Pauline McCole and Mickey Clark present this morning's business stories, including: The Government's new programme to get the long term unemployed back into work comes into force today. The first rise in business volumes since the onset of the credit crunch could fuel hopes of a recovery in the financial services sector, according to a new survey. We also look at why the property industry is calling for buy-to-let mortgages and property investment clubs to be regulated by the FSA. Finally, Cannes is hosting the 2009 MIPCOM film and entertainment conference, an international event attended by people looking for and offering finance for films.</itunes:subtitle>
      <itunes:summary>Pauline McCole and Mickey Clark present this morning's business stories, including: The Government's new programme to get the long term unemployed back into work comes into force today. The first rise in business volumes since the onset of the credit crunch could fuel hopes of a recovery in the financial services sector, according to a new survey. We also look at why the property industry is calling for buy-to-let mortgages and property investment clubs to be regulated by the FSA. Finally, Cannes is hosting the 2009 MIPCOM film and entertainment conference, an international event attended by people looking for and offering finance for films.</itunes:summary>
      <guid isPermaLink="false">tag:odeo.com,2009-10-04,25233862</guid>
      <pubDate>Sun, 04 Oct 2009 22:21:00 -0700</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20091005-0621a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: Iceland - 2nd Oct 09</title>
      <link>http://odeo.com/episodes/25219854-Money-Iceland-2nd-Oct-09</link>
      <description>Andy Verity and Ian King present this morning&#8217;s business stories, including: Could Iceland's government be on the verge of resigning, after failing to reach agreement on repaying money owed to Britain after their banking system collapsed a year ago? Savers who had cash ISAS with collapsed bank Icesave have just five days left to reinvest their money and retain its tax-free status. We also look at why businesses without televisions are being warned they could be breaking the law if they don't have a TV licence. Finally, a review of the with-profits market has found that the majority of product providers are letting down consumers with inadequate and sometimes misleading information.</description>
      <itunes:subtitle>Andy Verity and Ian King present this morning&#8217;s business stories, including: Could Iceland's government be on the verge of resigning, after failing to reach agreement on repaying money owed to Britain after their banking system collapsed a year ago? Savers who had cash ISAS with collapsed bank Icesave have just five days left to reinvest their money and retain its tax-free status. We also look at why businesses without televisions are being warned they could be breaking the law if they don't have a TV licence. Finally, a review of the with-profits market has found that the majority of product providers are letting down consumers with inadequate and sometimes misleading information.</itunes:subtitle>
      <itunes:summary>Andy Verity and Ian King present this morning&#8217;s business stories, including: Could Iceland's government be on the verge of resigning, after failing to reach agreement on repaying money owed to Britain after their banking system collapsed a year ago? Savers who had cash ISAS with collapsed bank Icesave have just five days left to reinvest their money and retain its tax-free status. We also look at why businesses without televisions are being warned they could be breaking the law if they don't have a TV licence. Finally, a review of the with-profits market has found that the majority of product providers are letting down consumers with inadequate and sometimes misleading information.</itunes:summary>
      <guid isPermaLink="false">tag:odeo.com,2009-10-01,25219854</guid>
      <pubDate>Thu, 01 Oct 2009 22:21:00 -0700</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20091002-0621a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: SFO - 1st Oct 09</title>
      <link>http://odeo.com/episodes/25213858-Money-SFO-1st-Oct-09</link>
      <description>Andy Verity and Jeremy Naylor present this morning's business stories, including: Today the Serious Fraud Office is expected to announce that it wants to prosecute Europe's biggest defence contractor, BAE Systems. Shareholders will have the chance to answer accusations today that they did far too little to curb the culture of bonuses and risk-taking at the banks in which they held shares. We also look at why it might not be a good idea that restaurants and pubs won't be allowed to use customers' tips to make up staff pay to the minimum wage. Finally, today is Super Thursday as it's the biggest day in the publishing calendar and around 800 books will come out in one day, three times as much as normal.</description>
      <itunes:subtitle>Andy Verity and Jeremy Naylor present this morning's business stories, including: Today the Serious Fraud Office is expected to announce that it wants to prosecute Europe's biggest defence contractor, BAE Systems. Shareholders will have the chance to answer accusations today that they did far too little to curb the culture of bonuses and risk-taking at the banks in which they held shares. We also look at why it might not be a good idea that restaurants and pubs won't be allowed to use customers' tips to make up staff pay to the minimum wage. Finally, today is Super Thursday as it's the biggest day in the publishing calendar and around 800 books will come out in one day, three times as much as normal.</itunes:subtitle>
      <itunes:summary>Andy Verity and Jeremy Naylor present this morning's business stories, including: Today the Serious Fraud Office is expected to announce that it wants to prosecute Europe's biggest defence contractor, BAE Systems. Shareholders will have the chance to answer accusations today that they did far too little to curb the culture of bonuses and risk-taking at the banks in which they held shares. We also look at why it might not be a good idea that restaurants and pubs won't be allowed to use customers' tips to make up staff pay to the minimum wage. Finally, today is Super Thursday as it's the biggest day in the publishing calendar and around 800 books will come out in one day, three times as much as normal.</itunes:summary>
      <guid isPermaLink="false">tag:odeo.com,2009-09-30,25213858</guid>
      <pubDate>Wed, 30 Sep 2009 22:32:00 -0700</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20091001-0632a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: Internet Advertising - 30th Sep 09</title>
      <link>http://odeo.com/episodes/25207815-Money-Internet-Advertising-30th-Sep-09</link>
      <description>Andy Verity and Jeremy Naylor present this morning's business stories, including: It's a landmark for the advertising industry today as new figures out this morning show for the first time online advertising revenue has overtaken TV as the biggest revenue earner. One of the biggest names in clothing retail will be banking on the recovery in the high street today. We also look at why the falling pound is good news for British farmers. Finally, the horse racing industry is the second biggest sport in the UK, worth &#163;3.7bn to the British economy but it says the money it gets back from the betting industry is poor.</description>
      <itunes:subtitle>Andy Verity and Jeremy Naylor present this morning's business stories, including: It's a landmark for the advertising industry today as new figures out this morning show for the first time online advertising revenue has overtaken TV as the biggest revenue earner. One of the biggest names in clothing retail will be banking on the recovery in the high street today. We also look at why the falling pound is good news for British farmers. Finally, the horse racing industry is the second biggest sport in the UK, worth &#163;3.7bn to the British economy but it says the money it gets back from the betting industry is poor.</itunes:subtitle>
      <itunes:summary>Andy Verity and Jeremy Naylor present this morning's business stories, including: It's a landmark for the advertising industry today as new figures out this morning show for the first time online advertising revenue has overtaken TV as the biggest revenue earner. One of the biggest names in clothing retail will be banking on the recovery in the high street today. We also look at why the falling pound is good news for British farmers. Finally, the horse racing industry is the second biggest sport in the UK, worth &#163;3.7bn to the British economy but it says the money it gets back from the betting industry is poor.</itunes:summary>
      <guid isPermaLink="false">tag:odeo.com,2009-09-29,25207815</guid>
      <pubDate>Tue, 29 Sep 2009 22:19:00 -0700</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20090930-0619a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: QE - 29th Sep 09</title>
      <link>http://odeo.com/episodes/25202402-Money-QE-29th-Sep-09</link>
      <description>Andy Verity and Jeremy Naylor present this morning's business stories, including: Dozens of the City's leading economists have been invited to a meeting at the Bank of England to review the policy of Quantitative Easing. The British Bankers Association says LIBOR and base rate now have little effect on the cost of your mortgage. We also look at the challenges facing French bosses, not only at France telecom, but at other large organisations undergoing dramatic changes and restructuring. Finally, BA launches its first service for just business passengers.</description>
      <itunes:subtitle>Andy Verity and Jeremy Naylor present this morning's business stories, including: Dozens of the City's leading economists have been invited to a meeting at the Bank of England to review the policy of Quantitative Easing. The British Bankers Association says LIBOR and base rate now have little effect on the cost of your mortgage. We also look at the challenges facing French bosses, not only at France telecom, but at other large organisations undergoing dramatic changes and restructuring. Finally, BA launches its first service for just business passengers.</itunes:subtitle>
      <itunes:summary>Andy Verity and Jeremy Naylor present this morning's business stories, including: Dozens of the City's leading economists have been invited to a meeting at the Bank of England to review the policy of Quantitative Easing. The British Bankers Association says LIBOR and base rate now have little effect on the cost of your mortgage. We also look at the challenges facing French bosses, not only at France telecom, but at other large organisations undergoing dramatic changes and restructuring. Finally, BA launches its first service for just business passengers.</itunes:summary>
      <guid isPermaLink="false">tag:odeo.com,2009-09-28,25202402</guid>
      <pubDate>Mon, 28 Sep 2009 22:21:00 -0700</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20090929-0621a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: Business - 28th Sep 09</title>
      <link>http://odeo.com/episodes/25197074-Money-Business-28th-Sep-09</link>
      <description>Business leaders descend on the Labour Party Conference in Brighton today. What can they do to get a better deal for businesses after the election? As the German Chancellor wins her second term in office she says protecting and creating jobs would be her highest aim. And ITV begins another week without a new chief executive or a new chairman.</description>
      <itunes:subtitle>Business leaders descend on the Labour Party Conference in Brighton today. What can they do to get a better deal for businesses after the election? As the German Chancellor wins her second term in office she says protecting and creating jobs would be her highest aim. And ITV begins another week without a new chief executive or a new chairman.</itunes:subtitle>
      <itunes:summary>Business leaders descend on the Labour Party Conference in Brighton today. What can they do to get a better deal for businesses after the election? As the German Chancellor wins her second term in office she says protecting and creating jobs would be her highest aim. And ITV begins another week without a new chief executive or a new chairman.</itunes:summary>
      <guid isPermaLink="false">tag:odeo.com,2009-09-27,25197074</guid>
      <pubDate>Sun, 27 Sep 2009 22:28:00 -0700</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20090928-0628a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: Retirement Age - 25 Sep 09</title>
      <link>http://odeo.com/episodes/25181170-Money-Retirement-Age-25-Sep-09</link>
      <description>Andy Verity and Mickey Clark present this morning's business stories, including: A verdict is due today on whether firms can legally force employees to retire at 65. The pound has fallen to one euro and nine cents, its lowest since early April, and dropped by almost two cents to one dollar and sixty cents. We also look at why the shares of dead companies in the US are not only still trading, but some of them are gaining a lot of value. Finally, if you're over fifty, the amount you can stash in a tax-efficient Individual Savings Account or ISA is rising.</description>
      <itunes:subtitle>Andy Verity and Mickey Clark present this morning's business stories, including: A verdict is due today on whether firms can legally force employees to retire at 65. The pound has fallen to one euro and nine cents, its lowest since early April, and dropped by almost two cents to one dollar and sixty cents. We also look at why the shares of dead companies in the US are not only still trading, but some of them are gaining a lot of value. Finally, if you're over fifty, the amount you can stash in a tax-efficient Individual Savings Account or ISA is rising.</itunes:subtitle>
      <itunes:summary>Andy Verity and Mickey Clark present this morning's business stories, including: A verdict is due today on whether firms can legally force employees to retire at 65. The pound has fallen to one euro and nine cents, its lowest since early April, and dropped by almost two cents to one dollar and sixty cents. We also look at why the shares of dead companies in the US are not only still trading, but some of them are gaining a lot of value. Finally, if you're over fifty, the amount you can stash in a tax-efficient Individual Savings Account or ISA is rising.</itunes:summary>
      <guid isPermaLink="false">tag:odeo.com,2009-09-24,25181170</guid>
      <pubDate>Thu, 24 Sep 2009 22:30:00 -0700</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20090925-0630a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: G20 - 24 Sept 09</title>
      <link>http://odeo.com/episodes/25175761-Money-G20-24-Sept-09</link>
      <description>Andy Verity and Mickey Clark present this morning's business stories, including: The G20 kicks off today. What's on the agenda? Who wants what and will they get what they want? And what is the US aiming to discuss at the meeting? We also look at a Which survey which shows that a quarter of its members struggle to understand how much they owe their energy suppliers. Finally, small businesses are optimistic that things are going to pick up in the next year, but are still worried that banks aren't lending enough to see them through the tough times.</description>
      <itunes:subtitle>Andy Verity and Mickey Clark present this morning's business stories, including: The G20 kicks off today. What's on the agenda? Who wants what and will they get what they want? And what is the US aiming to discuss at the meeting? We also look at a Which survey which shows that a quarter of its members struggle to understand how much they owe their energy suppliers. Finally, small businesses are optimistic that things are going to pick up in the next year, but are still worried that banks aren't lending enough to see them through the tough times.</itunes:subtitle>
      <itunes:summary>Andy Verity and Mickey Clark present this morning's business stories, including: The G20 kicks off today. What's on the agenda? Who wants what and will they get what they want? And what is the US aiming to discuss at the meeting? We also look at a Which survey which shows that a quarter of its members struggle to understand how much they owe their energy suppliers. Finally, small businesses are optimistic that things are going to pick up in the next year, but are still worried that banks aren't lending enough to see them through the tough times.</itunes:summary>
      <guid isPermaLink="false">tag:odeo.com,2009-09-23,25175761</guid>
      <pubDate>Wed, 23 Sep 2009 22:26:00 -0700</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20090924-0626a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: Collateralised Debt - 23 Sep 09</title>
      <link>http://odeo.com/episodes/25168423-Money-Collateralised-Debt-23-Sep-09</link>
      <description>Andy Verity and Mickey Clark present this morning's business stories, including: Rising markets and bolder investors are starting to buy the underlying mortgage assets of those toxic collateralised debt obligations that caused so much of the credit crunch trouble. For the first time in 18 months a building society in Nottinghamshire is offering a full housing loan for people buying a property through a shared ownership scheme. We also talk to a former Bank of England economist who gives his view on whether the BoE might cut deposit rates for other lenders to try to get them to lend more. Finally, the boss of the world's biggest head hunter gives his reaction to Turner's attack on bonuses and remuneration.</description>
      <itunes:subtitle>Andy Verity and Mickey Clark present this morning's business stories, including: Rising markets and bolder investors are starting to buy the underlying mortgage assets of those toxic collateralised debt obligations that caused so much of the credit crunch trouble. For the first time in 18 months a building society in Nottinghamshire is offering a full housing loan for people buying a property through a shared ownership scheme. We also talk to a former Bank of England economist who gives his view on whether the BoE might cut deposit rates for other lenders to try to get them to lend more. Finally, the boss of the world's biggest head hunter gives his reaction to Turner's attack on bonuses and remuneration.</itunes:subtitle>
      <itunes:summary>Andy Verity and Mickey Clark present this morning's business stories, including: Rising markets and bolder investors are starting to buy the underlying mortgage assets of those toxic collateralised debt obligations that caused so much of the credit crunch trouble. For the first time in 18 months a building society in Nottinghamshire is offering a full housing loan for people buying a property through a shared ownership scheme. We also talk to a former Bank of England economist who gives his view on whether the BoE might cut deposit rates for other lenders to try to get them to lend more. Finally, the boss of the world's biggest head hunter gives his reaction to Turner's attack on bonuses and remuneration.</itunes:summary>
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      <pubDate>Tue, 22 Sep 2009 22:24:00 -0700</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20090923-0624a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: Builders - 22nd Sep 09</title>
      <link>http://odeo.com/episodes/25162771-Money-Builders-22nd-Sep-09</link>
      <description>UK construction firms face massive fines after an Office of Fair Trading investigation into bid rigging. And China the biggest polluter on the planet is poised to take the lead at the United Nations climate change summit, as businesses around the world demand a deal. We also take a look at why the cruise industry is continuing to grow despite the downturn.</description>
      <itunes:subtitle>UK construction firms face massive fines after an Office of Fair Trading investigation into bid rigging. And China the biggest polluter on the planet is poised to take the lead at the United Nations climate change summit, as businesses around the world demand a deal. We also take a look at why the cruise industry is continuing to grow despite the downturn.</itunes:subtitle>
      <itunes:summary>UK construction firms face massive fines after an Office of Fair Trading investigation into bid rigging. And China the biggest polluter on the planet is poised to take the lead at the United Nations climate change summit, as businesses around the world demand a deal. We also take a look at why the cruise industry is continuing to grow despite the downturn.</itunes:summary>
      <guid isPermaLink="false">tag:odeo.com,2009-09-21,25162771</guid>
      <pubDate>Mon, 21 Sep 2009 22:19:00 -0700</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20090922-0619a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: Student Fees - 21st Sep 09</title>
      <link>http://odeo.com/episodes/25157662-Money-Student-Fees-21st-Sep-09</link>
      <description>Students could face a triple blow of higher fees, bigger loan repayments and fewer grants under plans outlined by business leaders. We take a look at exactly what the CBI are saying. And a new scheme is being launched today to make pensions more attractive and understandable.</description>
      <itunes:subtitle>Students could face a triple blow of higher fees, bigger loan repayments and fewer grants under plans outlined by business leaders. We take a look at exactly what the CBI are saying. And a new scheme is being launched today to make pensions more attractive and understandable.</itunes:subtitle>
      <itunes:summary>Students could face a triple blow of higher fees, bigger loan repayments and fewer grants under plans outlined by business leaders. We take a look at exactly what the CBI are saying. And a new scheme is being launched today to make pensions more attractive and understandable.</itunes:summary>
      <guid isPermaLink="false">tag:odeo.com,2009-09-20,25157662</guid>
      <pubDate>Sun, 20 Sep 2009 22:08:00 -0700</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20090921-0608a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: Market Highs - 18th Sep 09</title>
      <link>http://odeo.com/episodes/25143256-Money-Market-Highs-18th-Sep-09</link>
      <description>It's been quite a week for the world's financial markets but can they keep it up or is it just another bubble? And ever wondered why your energy bill doesn't come down when wholesale gas prices fall? The regulator OFGEM wants to know too but will they get an answer? We take a look. And for the first time in 10 years, the total value of the World's top 100 brands has fallen.</description>
      <itunes:subtitle>It's been quite a week for the world's financial markets but can they keep it up or is it just another bubble? And ever wondered why your energy bill doesn't come down when wholesale gas prices fall? The regulator OFGEM wants to know too but will they get an answer? We take a look. And for the first time in 10 years, the total value of the World's top 100 brands has fallen.</itunes:subtitle>
      <itunes:summary>It's been quite a week for the world's financial markets but can they keep it up or is it just another bubble? And ever wondered why your energy bill doesn't come down when wholesale gas prices fall? The regulator OFGEM wants to know too but will they get an answer? We take a look. And for the first time in 10 years, the total value of the World's top 100 brands has fallen.</itunes:summary>
      <guid isPermaLink="false">tag:odeo.com,2009-09-17,25143256</guid>
      <pubDate>Thu, 17 Sep 2009 22:13:00 -0700</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20090918-0613a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
    </item>
    <item>
      <title>Money: Broadcasters - 17th Sep 09</title>
      <link>http://odeo.com/episodes/25137863-Money-Broadcasters-17th-Sep-09</link>
      <description>We take a close look at what's happening to the business of broadcasting, as the government says the BBC is big enough and the top man at Channel 4 announces he's standing down. Ebay calls on the European Union to amend EU competition law to stop brands from restricting the sale of their products on the internet. And it's one year since Lloyds announced it was taking over HBOS.</description>
      <itunes:subtitle>We take a close look at what's happening to the business of broadcasting, as the government says the BBC is big enough and the top man at Channel 4 announces he's standing down. Ebay calls on the European Union to amend EU competition law to stop brands from restricting the sale of their products on the internet. And it's one year since Lloyds announced it was taking over HBOS.</itunes:subtitle>
      <itunes:summary>We take a close look at what's happening to the business of broadcasting, as the government says the BBC is big enough and the top man at Channel 4 announces he's standing down. Ebay calls on the European Union to amend EU competition law to stop brands from restricting the sale of their products on the internet. And it's one year since Lloyds announced it was taking over HBOS.</itunes:summary>
      <guid isPermaLink="false">tag:odeo.com,2009-09-16,25137863</guid>
      <pubDate>Wed, 16 Sep 2009 22:24:00 -0700</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <enclosure type="audio/mpeg" url="http://downloads.bbc.co.uk/podcasts/fivelive/money/money_20090917-0624a.mp3"/>
      <itunes:author>Wake Up To Money</itunes:author>
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